Project
Joppo
2026
Mobile app for peer-to-peer money pools: design, development and regulatory compliance.
Industry
Fintech
Scope
Mobile · API · Payments · Compliance
Duration
8 weeks
Key result
Regulatory compliance validated
Project
Joppo is a fintech app that lets individuals create and manage collaborative money pools. The regulatory framework for financial flows imposes strict constraints from the design stage.
411bit designed the application architecture, integrated a banking partner for financial flows, implemented the regulatory controls (identity verification, limits, traceability) and ran the acceptance testing defined in the contract.
Result: regulatory compliance validated, app published on the App Store and Google Play, zero blockers at launch.
411bit delivered a compliant architecture from the very first version. Our banking partner's review went through without any major changes.
Founder, Joppo
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